As Dickson’s newest financial services provider, OAUM Securities is here to help with mortgages, refinancing and financial confidence. In this Q&A, learn about their loan process, tailored services and long-term benefits of refinancing. Plus, find out how you can get $200 cashback with their 2025 promotion!
Can you walk us through the process of getting a refinance/mortgage loan at OAUM Securities? An OAUM Securities broker will have an initial consultation with you to understand your financial situation and goals. We will then request you review and sign a privacy statement and credit guide, then gather your financial documents and return them to us to analyse. OAUM Securities will then conduct a credit check, assess your financial situation, and provide you with several lenders to choose from. If approved, the lender will provide an offer for you to review and sign the loan documents, settle with your existing lender if refinancing, and start making repayments on your new loan terms.
What’s involved in a refinance/mortgage broking process, and how do you tailor the service to individual clients? Like the process above, however, an OAUM Securities broker would personalise this based on each individual client by assessing your personal situation and communicating with you based on your preference which reduces the overall stress related to the process.
Who are refinances/mortgages suitable for? Refinances and mortgages are suitable for individuals looking to purchase a home, reduce their current mortgage interest rate, or consolidate debt. They are also beneficial for those who need access to home equity for major expenses, such as home renovations or education. Essentially, anyone with a stable income and good credit who wants to manage their financial situation more effectively can benefit from a refinance or mortgage.
What are the long-term benefits of refinancing/securing a mortgage? The long-term benefits of refinancing or securing a mortgage include potential savings through lower interest rates, which can reduce monthly payments and total interest paid over the life of the loan. It also allows homeowners to access home equity for significant expenses, such as home improvements or education. Additionally, refinancing can provide an opportunity to consolidate debt, leading to better financial management and improved credit scores over time.
How can refinancing improve your financial confidence and overall quality of life? What changes do you typically see in clients after a consultation with you? Refinancing can improve financial confidence by lowering monthly payments and interest rates, freeing up funds for other needs and reducing financial stress. This often leads to a higher quality of life with more disposable income and better debt management. After a consultation with OAUM Securities, clients typically feel more informed and empowered about their financial options, leading to increased peace of mind and a clearer path to achieving their financial goals.
Are there any upcoming promotions or services OAUM Securities is introducing in 2025? Yes, OAUM Securities is giving new clients (Oaumies) $200 at settlement for refinancing/securing a mortgage through OAUM Securities until 31/12/2025. Promo code: Oaumie1 T&C’s apply.
Terms and Conditions for $200 Cashback and Gift Promotion
Eligible new customers can receive a $200 cashback or a complimentary gift when they settle their mortgage through our services. This promotion is valid for new customers who apply and settle their mortgage by 31 December 2025.
“ACL – Australian Finance Group 389087″
Licensing Information (small italics font):
ACN: 620 628 640 | ABN: 89 620 628 640
ASIC ACR: 548755 (Company) | ASIC ACR: 548756 (Individual)
OAUM Securities
C05/25 Challis Street, Dickson, ACT, 2602
- T: 1300 628 673 (call); 0412 022 290 (text)
- E: [email protected]
- W: oaum.com.au
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