Your success in meeting your retirement goals is what drives the self-managed super division of MGI Joyce|Dickson. Many people find the multitude of rules and regulations governing the compliance and administration of self-managed super funds (SMSFs) complex and confusing. Our team can help you navigate these areas and maximise your retirement savings.
The members of MGI Joyce|Dickson super team are a dynamic group with a diverse range of experience. This diversity ensures you receive high-quality advice no matter your personal circumstances. Whether you are saving for retirement, looking to retire or planning how to pass the wealth you have accumulated in super to the next generation, our experienced team can help.
Senior Managers of the SMSF team, Janelle Byrne and Lucy Boyd, have been assisting clients for longer than they care to admit. They observe ongoing growth in the sector and explain, “people have been attracted to the level of control and security they feel over their retirement. It puts them in charge of their own successful retirement without relying on fund managers. And the benefits of this increased involvement can be seen in the retirement outcomes. Recent ATO figures show members of SMSFs on average have higher balances throughout their lifetime than members of other types of super funds.”
MGI Joyce|Dickson is equipped to support their clients from the beginning, including the initial setup of their SMSF and providing a tailored Statement of Advice (SoA) that takes into account each client’s specific situation and unique goals.
At a recent client seminar, Lucy and Janelle discussed how an SMSF can be a useful vehicle to turn a client’s aims and ambitions into a retirement strategy. SMSFs can be particularly beneficial for small business owners because of the ability to invest in business property, “it is rewarding to help educate a client on the possibilities around what they can do and how it can impact their retirement plans, both now and in the future.”
For many people, superannuation benefits and retirement planning are concepts that are not thought about until they are in their 50s. The team at MGI Joyce|Dickson advise their clients to start planning early to ensure a comfortable retirement, particularly with the government changes to contribution rules. Janelle added, “with all the super tax changes, estate planning has become an integral part of our client’s SMSF strategies.”
MGI Joyce|Dickson goes beyond the compliance of SMSF and pride themselves on fostering strong client relationships through building trust and collaboration. They learn about their client’s goals and help them achieve those goals, whether it be buying a high-end car, enjoying a cruise down the Riviera or leaving a little to the kids. It is this strong collaboration that ensures the team are able to assist their clients achieve “their” version of success.
If you would like a no-obligation consultation with MGI Joyce|Dickson to learn how the SMSF team can assist you, phone 02 6162 2600 today to arrange an appointment.
Note: This editorial does not consider your personal circumstances and is general advice only.
MGI Canberra Super Pty Ltd, Corporate Authorised Representative 1245116 | Merit Wealth Pty Ltd, ABN 89 125 557 002, AFSL: 409 361, is a wholly owned subsidiary of Count Limited (ABN: 111 26 990 832), an ASX listed company.
