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Wednesday, February 5, 2025

Injured at work, now what?

For over 20 years, Blumers Personal Injury Lawyers have helped Canberrans through workers compensation claims ranging from psychological injury to banana peel slip and falls.

Solicitors Chris Gribble and Shaynee Dennis explain the first steps to take if you suffer a work injury.

โ€œUnfortunately, people can be injured in almost any job,โ€ says Chris. โ€œIt can be physical, or psychological injuries from stress, workplace bullying, or trauma.โ€

โ€œItโ€™s not just your one on-the-day slip either,โ€ adds Shaynee. โ€œIt can be wear-and-tear that accrues over time, and it may take a while for you or your employer to realise itโ€™s work-related.โ€

If, after any period of time, you realise something is not quite right, the first step is always to seek medical attention.  

โ€œAnd donโ€™t panic. Know that there is a system to help,โ€ says Chris.

โ€œSeek appropriate treatment quickly, then get a workers compensation medical certificate from your GP,โ€ says Shaynee.

Now itโ€™s time to tell your employer. โ€œIt might sound a bit silly, but sometimes people forget to inform their workplace.

โ€œBut it is important to tell your employer because: 1) you may need a change in your work duties or time off, and; 2) legislation-wise, you have to tell them straight away, and likewise, they have to tell their insurance straight away,โ€ says Chris.

โ€œBy law, employers have to have workers compensation insurance, and it should be displayed somewhere public where staff can easily see it, like in the lunchroom,โ€ says Shaynee.

At what point do I need a lawyer?

โ€œWhen making a workers compensation claim, you are entitled to your average weekly earnings, your treatment expenses, and thereโ€™s also a claim to be made for permanent impairment.

โ€œMeaning, if a doctor says youโ€™ve lost 30 per cent of the use in your hand, youโ€™re entitled to a lump sum for the decrease in overall quality of life,โ€ advises Chris.

โ€œIn the absolute best-case scenario, the only time you will need a lawyer is to sign off on a certificate saying the claim is not manifestly inadequate.

โ€œUnfortunately, thereโ€™s often a dispute along the way; maybe the insurer refuses to pay for some of your treatment, or the claim gets rejected because theyโ€™ve determined youโ€™re fine or itโ€™s not related to work,โ€ says Chris.

โ€œOr an employer may be trying to pay for it directly without calling upon an insurer,โ€ says Shaynee.

When that happens, call Blumers

โ€œLet us do the stressing and focus on recovery,โ€ Chris says.

Navigating the nitty gritty of the legal system can be highly stressful, particularly if you have just suffered a debilitating injury.

โ€œInsurers do this all day, every day, whilst most people making a claim have never done this before,โ€ he says. โ€œAt Blumers, we can help navigate those stormy waters.โ€

FAQs

Am I going to get fired?

โ€œItโ€™s unlikely,โ€ Shaynee says. โ€œInsurers will generally encourage an employer to maintain that relationship and work together with the injured worker to either make adaptations to their responsibilities or allow reduced hours.โ€

โ€œThe vast majority of employees want to get better and go back to work, and the vast majority of employers want to have them back at work, so you shouldnโ€™t be fired just for putting in a claim,โ€ says Chris.

โ€œSimilarly, with getting a lawyer, itโ€™s your right to have a lawyer help you understand a system that people go to universities for years to learn about.

โ€œMost people worry that their workplace will think less of them for getting a lawyer, or that it will make the fight worse.

โ€œIn reality, it helps smooth the process in that, instead of the employer and the employee trying to sort it out themselves, the interaction is kept between us and the insurer.โ€

What if itโ€™s not that big a deal?

โ€œPeople often feel like theyโ€™re wasting everyoneโ€™s time. The general attitude is โ€˜sheโ€™ll be right,โ€™โ€ smiles Shaynee.

โ€œOr theyโ€™re told that their insurer will pay for it, then a year or two passes without any updates.

โ€œItโ€™s important to make a claim as soon as you can, but itโ€™s extra important to make sure itโ€™s done within three years from the injury,โ€ says Chris.

โ€œMemories fade,โ€ says Shaynee. โ€œYou might not remember exactly what you were doing on the day, one or two years later, so itโ€™s important to put pen to paper as soon as possible.โ€

Should I just quit?

โ€œDonโ€™t quit! That is a huge one,โ€ says Shaynee.

โ€œDonโ€™t resign. Sometimes clients come to us and say, โ€˜I got this injury, and it wasnโ€™t really working out, so I quit as a nice thing to my employerโ€™ โ€“ but that can affect their entitlements.โ€

โ€œWhen you formally quit, it can be viewed as turning down work, which can work against you down the line,โ€ says Chris. โ€œIf they do terminate you, there are processes to help, but itโ€™s better if you donโ€™t accidentally make that step.โ€

If you have suffered any kind of personal injury at work, itโ€™s important to know your rights before deciding what to do next. Blumersโ€™ first consultation is free with no obligation. Find out more at blumers.com.au

Blumers


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